增加你的储蓄，节省你的贷款.

你想完成什么? 无论你是为了达到一个特定的目标而存钱，还是准备买一件大的东西, 阿伯金融在这里帮助会员和他们的家庭在整个密歇根州. Our rates are first rate.

作为一个非营利性的信用合作社，我们的利率是为您和所有会员的利益而设计的.

Loan Rates

为你想要的东西融资.

Auto Loans

利用我们的贷款利率结构购买大宗商品, 对现有贷款进行再融资以进行储蓄, 去办信用卡什么的.

Year	Term	APR as low as*
2024-2023(高达100% LTV Max)	Up to 36 months	6.74%
	37 - 48 months	6.99%
	49 - 60 months	7.24%
	61 - 72个月(电话查询详情)	7.49%
	73 - 84个月(详情请致电查询)	7.99%
	85 - 96个月(详情请致电查询)**	9.24%
2022-2017(高达100% LTV Max)	Up to 36 months	6.99%
	37 - 48 months	7.24%
	49 - 60 months	7.49%
	61 - 72个月(电话查询详情)	7.74%
	73 - 84个月(详情请致电查询)	8.24%
	85 - 96个月(详情请致电查询)**	9.49%
2016 and older	Call for Rates

*年费率(APR). 所披露的利率是可用的最低利率，并由您的信用评分和申请时的贷款价值决定. Rates subject to change.

**最长车龄不超过两年的借款人可获85至96个月的贷款期限, 最低贷款金额为45美元,000, 有了合格的信用. Call for details.

Motorcycle Loans

利用我们的贷款利率结构购买大宗商品, 对现有贷款进行再融资以进行储蓄, 去办信用卡什么的.

Year	Term	APR as low as*
2024-2023(高达100% LTV Max)	Up to 36 months	6.99%
	37 - 48 months	7.24%
	49 - 60 months	7.49%
	61 - 72个月(电话查询详情)	7.74%
	73 - 84个月(详情请致电查询)	8.24%
	85 - 96个月(详情请致电查询)**	9.49%
2022-2017(高达100% LTV Max)	Up to 36 months	7.24%
	37 - 48 months	7.49%
	49 - 60 months	7.74%
	61 - 72个月(电话查询详情)	7.99%
	73 - 84个月(详情请致电查询)	8.49%
	85 - 96个月(详情请致电查询)**	9.74%
2016 and older	Call for Rates

*年费率(APR). 所披露的利率是可用的最低利率，并由您的信用评分和申请时的贷款价值决定. Rates subject to change.

**最长车龄不超过两年的借款人可获85至96个月的贷款期限, 最低贷款金额为45美元,000, 有了合格的信用. Call for details.

RV, Boat, ATV, & Other Loans

Apply Now

Name	Term	APR as low as*
房车，船和汽车房屋贷款	Up to 60 months	7.99%
	61 to 84 months	8.49%
	85 to 120 months	8.99%
	121 to 180 months	10.24%
ATV，雪地摩托，和泥土自行车贷款	Up to 60 months	7.99%

*年费率(APR). 所披露的利率是可用的最低利率，并由您的信用评分和申请时的贷款价值决定. 年利率是按贷款金额少于或等于15万美元计算的. Rates subject to change.

房屋净值信贷额度

Apply Now

Name	APR as low as*
房屋净值信贷额度	8.50%

*年费率(APR). The APR is variable, 根据您的信用评分和房屋的贷款与价值比率决定的保证金. The maximum APR is 15%. 须经信贷审批. 自动估值模型(AVM)将用于确定HELOC请求的权益，金额低于75美元,000. 如果会员不同意AVM的价值，他们可以选择自费购买评估. 如有更改，恕不另行通知.

FlexLOC

Apply Now

Name	Term	APR as low as*	Interest Rate
FlexLOC		11.25%

*截至2023年10月1日的费率. 年利率. Rates are variable. 资格是基于对个人信誉的评估和我们的承销标准. 所有信用社贷款项目, rates, 条款及条件如有更改，恕不另行通知. 并非所有申请人都符合资格. 更多信息请加拿大28软件.

Personal Loans

Term	APR as low as*
Up to 36 months	10.99%
37 to 60 months	11.49%
61 to 84 months	12.99%

*年费率(APR). 您收到的利率将取决于您在申请时的信用评分和贷款期限. 贷款须经信贷审批.

Credit Cards

Apply Now

Name	Term	APR as low as*
Advantage Visa Card	Open-end	11.25%
Rewards Visa Card	Open-end	14.50%
Volt Rewards Visa Card	Open-end	14.50%

Auto Loans

利用我们的贷款利率结构购买大宗商品, 对现有贷款进行再融资以进行储蓄, 去办信用卡什么的.

Year	Term	APR as low as*
2024-2023(高达100% LTV Max)	Up to 36 months	6.74%
	37 - 48 months	6.99%
	49 - 60 months	7.24%
	61 - 72个月(电话查询详情)	7.49%
	73 - 84个月(详情请致电查询)	7.99%
	85 - 96个月(详情请致电查询)**	9.24%
2022-2017(高达100% LTV Max)	Up to 36 months	6.99%
	37 - 48 months	7.24%
	49 - 60 months	7.49%
	61 - 72个月(电话查询详情)	7.74%
	73 - 84个月(详情请致电查询)	8.24%
	85 - 96个月(详情请致电查询)**	9.49%
2016 and older	Call for Rates

*年费率(APR). 所披露的利率是可用的最低利率，并由您的信用评分和申请时的贷款价值决定. Rates subject to change.

**最长车龄不超过两年的借款人可获85至96个月的贷款期限, 最低贷款金额为45美元,000, 有了合格的信用. Call for details.

Motorcycle Loans

利用我们的贷款利率结构购买大宗商品, 对现有贷款进行再融资以进行储蓄, 去办信用卡什么的.

Year	Term	APR as low as*
2024-2023(高达100% LTV Max)	Up to 36 months	6.99%
	37 - 48 months	7.24%
	49 - 60 months	7.49%
	61 - 72个月(电话查询详情)	7.74%
	73 - 84个月(详情请致电查询)	8.24%
	85 - 96个月(详情请致电查询)**	9.49%
2022-2017(高达100% LTV Max)	Up to 36 months	7.24%
	37 - 48 months	7.49%
	49 - 60 months	7.74%
	61 - 72个月(电话查询详情)	7.99%
	73 - 84个月(详情请致电查询)	8.49%
	85 - 96个月(详情请致电查询)**	9.74%
2016 and older	Call for Rates

*年费率(APR). 所披露的利率是可用的最低利率，并由您的信用评分和申请时的贷款价值决定. Rates subject to change.

**最长车龄不超过两年的借款人可获85至96个月的贷款期限, 最低贷款金额为45美元,000, 有了合格的信用. Call for details.

RV, Boat, ATV, & Other Loans

Apply Now

Name	Term	APR as low as*
房车，船和汽车房屋贷款	Up to 60 months	7.99%
	61 to 84 months	8.49%
	85 to 120 months	8.99%
	121 to 180 months	10.24%
ATV，雪地摩托，和泥土自行车贷款	Up to 60 months	7.99%

Fixed-Rate Mortgages

No Money Down & No PMI Mortgages

Please call 269.544.3105 for rates.
期限:30年，15年，10年，7年

See assumptions.

Adjustable-Rate Mortgages

Fixed Home Equity Loan

房屋净值信贷额度

Apply Now

Name	APR as low as*
房屋净值信贷额度	8.50%

FlexLOC

Apply Now

Name	Term	APR as low as*	Interest Rate
FlexLOC		11.25%

Personal Loans

Term	APR as low as*
Up to 36 months	10.99%
37 to 60 months	11.49%
61 to 84 months	12.99%

*年费率(APR). 您收到的利率将取决于您在申请时的信用评分和贷款期限. 贷款须经信贷审批.

Credit Cards

Apply Now

Name	Term	APR as low as*
Advantage Visa Card	Open-end	11.25%
Rewards Visa Card	Open-end	14.50%
Volt Rewards Visa Card	Open-end	14.50%

Deposit Rates

成功的根源在于Arbor Financial可靠的储蓄率.

Savings Rates

Name	Minimum Balance	APY*
Primary Savings**	$5	0.05%
Volt加拿大28软件储蓄账户***	$5 - $1,000	3.00%
Volt加拿大28软件储蓄账户***	$1,000.01 or more	0.05%
探险家俱乐部储蓄***	$5	0.05%
IRA Savings Account	up to $24,999.99	0.30%
IRA Savings Account	$25,000 - $99,999.99	0.40%
IRA Savings Account	$100,000 or more	0.60%
Special Savings	$5	0.05%

* Arbor Financial Credit Union储蓄计划的年度百分比收益率(APYs)按每日余额法计算. 对于储蓄账户，股息是复利的，每季度支付一次. 股息率和年利率可能在董事会决定的任何时间发生变化. 所示APY为2023年7月1日的准确数据.

** Balances of $100.00或更多的人可以获得股息. A minimum balance of $5.为维持会员资格，须缴交00元. 费用可能会减少账户上的收入.

***最低余额为5美元.为维持会员资格，须缴交00元. View Fee Schedule.

*从Arbor Financial Credit Union的支票和储蓄计划中获得的年度百分比收益率(APYs)按每日余额法计算. 对于储蓄账户，股息按月复利，按季度支付. 为了核对，股息是每月支付的. 所示APY为2023年10月1日的准确数据.

Checking Rates

Name	Minimum Balance	APY*
Momentum Checking+	10-19借记卡购买$0 - $15,000	0.75%
Momentum Checking+	20+借记卡购买$0 - $15,000	4.00%
Free Checking	$0	N/A
Premier Checking**	$2,500 - $24,999.99	0.05%
Premier Checking**	$25,000 - $99,999.99	0.10%
Premier Checking**	$100,000 or more	0.20%
Select Checking***	$0- $249,999.99	0.01%
Select Checking***	$250,000 or more	3.50%

* Arbor Financial Credit Union支票计划的年度百分比收益率(APY)按每日余额法计算. 股息按月复利支付. 股息率和年利率是可变的，并可能在董事会决定的任何时候发生变化. 所示APY为2023年10月1日的准确数据.

**余额为$2,500或以上可获得股息. 你必须保持每天2美元的最低余额,在你的账户里存500美元，以避免每月的维护费. 费用可能会减少帐户上的收入.

+借记卡购买必须在日历月内张贴到您的帐户. ATM交易不适用. To earn interest, 您必须符合以下要求:直接存入500美元或以上, 这个月至少刷了10次借记卡, 并登记在遗产管理中. 超过15,000美元的余额不支付利息. 每位会员一个动量支票帐户.

***从Arbor Financial Credit Union的支票计划中赚取的年度百分比收益率(APY)按每日余额法计算. 股息按月复利支付. 股息率和年利率是可变的，并可能在董事会决定的任何时候发生变化. 费用可能会减少帐户上的收入. 所示APY为2023年7月1日的准确数据. 每日余额为25万美元或以上的利息. 如果余额低于25万美元，你将赚0.01%.

Money Market Rates

Name	Minimum Balance	APY*
Golden Money Market	$500.00 or more	0.05%
Maximum Money Market	$500 - $49,999.99	0.05%
Maximum Money Market	$50,000.00 - $99,999.99	0.15%
Maximum Money Market	$100,000.00 - $199,999.99	0.20%
Maximum Money Market	$200,000.00 - 299,999.99	0.35%
Maximum Money Market	$300,000.00 - 399,999.99	1.00%
Maximum Money Market	$400,000.00 - 499,999.99	2.00%
Maximum Money Market	$500,000.00 and above	3.00%

* Arbor Financial Credit Union货币市场账户的年度百分比收益率(APY)按日余额法计算. 股息按季度复利支付. 股息率和年利率是可变的，并可能在董事会决定的任何时候发生变化. 所示APY为2023年7月1日的准确数据. 通过预先授权的方式，交易仅限于六次提款或转账, automatic, or telephone transfer, or by check, draft, 或者每个日历月从你的账户中提取借记卡.

Certificate Rates

Deposit	$500 - $29,999.99	$30,000 - $69.999.99	$70,000 - $124,999.99	$125,000+
Term	APY*	APY*	APY*	APY*
6 Month	0.10%	0.15%	0.20%	0.25%
12 Month	0.15%	0.25%	0.30%	0.35%
24 Month	0.25%	0.30%	0.40%	0.50%
36 Month	0.40%	0.50%	0.60%	0.70%
48 Month	0.45%	0.55%	0.70%	0.80%
60 Month	0.60%	0.70%	0.80%	0.90%
84 Month	0.65%	0.75%	0.85%	0.95%
120 Month	0.75%	0.85%	0.95%	1.00%

*证明书所赚取的年度百分比收益率(APYs)按实际每日余额法计算，并按月支付和复利. 最低存款余额为500美元. 提前提款会受到处罚，而且会减少收入. 房价及优惠如有更改，恕不另行通知. 所示APY为2023年7月1日的准确数据.

*证明书所赚取的年度百分比收益率(APYs)按实际每日余额法计算，并按月支付和复利. 最低存款余额为500美元. 提前提款会受到处罚，而且会减少收入. 房价及优惠如有更改，恕不另行通知. 所示APY为2023年11月25日的准确数据.

Traditional, Roth, & IRA Rates

Deposit	$500 - $29,999.99	$30,000 - $69.999.99	$70,000 - $124,999.99	$125,000+
Term	APY*	APY*	APY*	APY*
6 Month Certificate	0.10%	0.15%	0.20%	0.25%
12 Month Certificate	0.15%	0.25%	0.30%	0.35%
24 Month Certificate	0.25%	0.30%	0.40%	0.50%
36 Month Certificate	0.40%	0.50%	0.60%	0.70%
48 Month Certificate	0.45%	0.55%	0.70%	0.80%
60 Month Certificate	0.60%	0.70%	0.80%	0.90%
84 Month Certificate	0.65%	0.75%	0.85%	0.95%
120 Month Certificate	0.75%	0.85%	0.95%	1.00%

Savings Rates

Name	Minimum Balance	APY*
Primary Savings**	$5	0.05%
Volt加拿大28软件储蓄账户***	$5 - $1,000	3.00%
Volt加拿大28软件储蓄账户***	$1,000.01 or more	0.05%
探险家俱乐部储蓄***	$5	0.05%
IRA Savings Account	up to $24,999.99	0.30%
IRA Savings Account	$25,000 - $99,999.99	0.40%
IRA Savings Account	$100,000 or more	0.60%
Special Savings	$5	0.05%

** Balances of $100.00或更多的人可以获得股息. A minimum balance of $5.为维持会员资格，须缴交00元. 费用可能会减少账户上的收入.

***最低余额为5美元.为维持会员资格，须缴交00元. View Fee Schedule.

Checking Rates

Name	Minimum Balance	APY*
Momentum Checking+	10-19借记卡购买$0 - $15,000	0.75%
Momentum Checking+	20+借记卡购买$0 - $15,000	4.00%
Free Checking	$0	N/A
Premier Checking**	$2,500 - $24,999.99	0.05%
Premier Checking**	$25,000 - $99,999.99	0.10%
Premier Checking**	$100,000 or more	0.20%
Select Checking***	$0- $249,999.99	0.01%
Select Checking***	$250,000 or more	3.50%

**余额为$2,500或以上可获得股息. 你必须保持每天2美元的最低余额,在你的账户里存500美元，以避免每月的维护费. 费用可能会减少帐户上的收入.

Money Market Rates

Name	Minimum Balance	APY*
Golden Money Market	$500.00 or more	0.05%
Maximum Money Market	$500 - $49,999.99	0.05%
Maximum Money Market	$50,000.00 - $99,999.99	0.15%
Maximum Money Market	$100,000.00 - $199,999.99	0.20%
Maximum Money Market	$200,000.00 - 299,999.99	0.35%
Maximum Money Market	$300,000.00 - 399,999.99	1.00%
Maximum Money Market	$400,000.00 - 499,999.99	2.00%
Maximum Money Market	$500,000.00 and above	3.00%

Certificate Rates

Deposit	$500 - $29,999.99	$30,000 - $69.999.99	$70,000 - $124,999.99	$125,000+
Term	APY*	APY*	APY*	APY*
6 Month	0.10%	0.15%	0.20%	0.25%
12 Month	0.15%	0.25%	0.30%	0.35%
24 Month	0.25%	0.30%	0.40%	0.50%
36 Month	0.40%	0.50%	0.60%	0.70%
48 Month	0.45%	0.55%	0.70%	0.80%
60 Month	0.60%	0.70%	0.80%	0.90%
84 Month	0.65%	0.75%	0.85%	0.95%
120 Month	0.75%	0.85%	0.95%	1.00%

Traditional, Roth, & IRA Rates

Deposit	$500 - $29,999.99	$30,000 - $69.999.99	$70,000 - $124,999.99	$125,000+
Term	APY*	APY*	APY*	APY*
6 Month Certificate	0.10%	0.15%	0.20%	0.25%
12 Month Certificate	0.15%	0.25%	0.30%	0.35%
24 Month Certificate	0.25%	0.30%	0.40%	0.50%
36 Month Certificate	0.40%	0.50%	0.60%	0.70%
48 Month Certificate	0.45%	0.55%	0.70%	0.80%
60 Month Certificate	0.60%	0.70%	0.80%	0.90%
84 Month Certificate	0.65%	0.75%	0.85%	0.95%
120 Month Certificate	0.75%	0.85%	0.95%	1.00%

增加你的储蓄，节省你的贷款.

Loan Rates

Auto Loans

Motorcycle Loans

RV, Boat, ATV, & Other Loans

Fixed-Rate Mortgages

No Money Down & No PMI Mortgages

Adjustable-Rate Mortgages

3% Down Mortgages

Jumbo Mortgages

Physician Mortgages

建筑，空地，联邦住房管理局，退伍军人事务部，农村发展贷款

Fixed Home Equity Loan

房屋净值信贷额度

FlexLOC

Personal Loans

Credit Cards

Auto Loans

Motorcycle Loans

RV, Boat, ATV, & Other Loans

Fixed-Rate Mortgages

No Money Down & No PMI Mortgages

Adjustable-Rate Mortgages

3% Down Mortgages

Jumbo Mortgages

Physician Mortgages

建筑，空地，联邦住房管理局，退伍军人事务部，农村发展贷款

Fixed Home Equity Loan

房屋净值信贷额度

FlexLOC

Personal Loans

Credit Cards

Deposit Rates

Savings Rates

Checking Rates

Money Market Rates

Certificate Rates

Traditional, Roth, & IRA Rates

Savings Rates

Checking Rates

Money Market Rates

Certificate Rates

Traditional, Roth, & IRA Rates

Apply for a Loan

Member Discounts

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